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The Bitcoin wallet built for x402

Hold BSV, BTC and BCH, and pay APIs and AI agents in BSV with x402. Your keys stay on your phone.

Made for the paid internet

3Chains in one wallet: BSV, BTC and BCH
0Accounts, emails or phone numbers needed
0%Fees charged by us
12Words to restore your wallet anywhere
x402 payments

Pay for the internet, one request at a time

x402 is an open standard that uses HTTP status code 402 so a website, API or AI agent can ask for payment inside a normal web request. paymail.ai pays those requests in BSV.

Request

An app or AI agent asks for a paid API, file or page.

Quote

The service replies 402 Payment Required with a price.

Pay

You approve with Face ID, or your agent pays within the limits you set.

Deliver

The service checks the BSV payment and returns the result in seconds.

One request. One payment. One response.
# Your app or agent asks for a paid resource
GET /api/report HTTP/1.1
Host: data.example.com

# The service quotes a price
HTTP/1.1 402 Payment Required
PAYMENT-REQUIRED: scheme=exact; network=bsv:mainnet; amount=1000 sat; payTo=…

# paymail.ai pays in BSV and repeats the request
GET /api/report HTTP/1.1
PAYMENT-SIGNATURE: …

HTTP/1.1 200 OK
PAYMENT-RESPONSE: settled; txid=9f3c…a41e
What is x402? The full explainer
Features

Built for sending, not just storing

Memo conversation between two people with amounts attached

Encrypted memos

Add a note to any payment. It is encrypted on your phone with the recipient’s public key, so only the two of you can read it.

1 satSmallest amount you can send with a memo
How memos work
A ten dollar BSV link ready to share

Send by link

No wallet address? Send BSV to a contact or an email as a link, and take it back any time before it is claimed.

7 daysReminder if a link has not been claimed
About links

Record on BSV

Keep a photo on the blockchain as your own collectible. Location data is removed before anything is recorded, and you choose the size.

Public, foreverRecorded on BSV. No one, including us, can delete it.
Recording rules
Recording a sunrise photo on BSV with location removed

Who holds your keys? You do.

paymail.ai is software, not a bank

We never hold your funds, your keys or your data, so there is nothing for us to lose or freeze.

Safety and reporting
  • Keys stay on your phone

    Stored in the device’s secure storage and never sent to a server.

  • No account

    Start without an email or phone number. We collect no personal data.

  • 12-word recovery

    Lose your phone and your recovery phrase restores the same wallet.

  • Face ID on every payment

    Each payment is confirmed with biometrics before it leaves.

iPhone and Android

Coming soon to the App Store and Google Play

paymail.ai is in final preparation for iPhone and Android. Launch details will be posted here.

Coming soon to theApp StoreComing soon toGoogle Play

Building with x402?

An SDK and an MCP server for x402 on BSV are in preparation.

paymail.ai home screen with a total balance and Bitcoin SV, Bitcoin and Bitcoin Cash balances

Questions, answered

Does paymail.ai hold my money?

No. paymail.ai is a non-custodial wallet. Your funds live on the blockchain and your keys stay on your phone, so we cannot move, freeze or reverse them.

What is x402?

An open standard that uses the HTTP status code 402 Payment Required so a website, API or AI agent can ask for payment inside a normal web request. The client pays and repeats the request. No account, card or API key is needed.

How does paymail.ai use x402?

When an x402 service asks for payment, the app shows the amount and the recipient. You approve with Face ID and the wallet pays in BSV, directly to that service.

Which coins are supported?

Bitcoin SV (BSV), Bitcoin (BTC) and Bitcoin Cash (BCH). Payments, memos and x402 use BSV. BTC and BCH can be held and sent.

What is a Paymail address?

Paymail is an email-style address for BSV, such as [email protected], that wallets resolve to a payment destination. paymail.ai can send BSV to Paymail addresses from other wallets.

When will it launch?

paymail.ai is coming to the App Store for iPhone and to Google Play for Android. We will announce the launch date on this site.

All questions